Better Apps
Better Home Calculators
Mortgage & Real Estate Tools
Stop guessing at mortgage numbers. 33 professional calculators give you instant answers for buying, selling, and investing.
Current progress
In developmentThe repository contains 35 mortgage and real-estate calculators across six categories.
The iOS app has not shipped. Follow this project for launch updates.
Reviewed
More about Better Home Calculators
Overview
About this app
Stop guessing. Start calculating. Make every real estate decision with confidence using 33 professional-grade financial calculators.
Whether you're buying your first home, refinancing to save money, or building a real estate portfolio, Better Home Calculators gives you the same tools the pros use—without the complexity.
FOR HOMEBUYERS
Know exactly what you can afford before you start house hunting. Calculate monthly payments, estimate closing costs, compare loan options, and see when you can drop PMI. No surprises at the closing table.
FOR INVESTORS
Analyze deals like a pro. Calculate cash-on-cash returns, cap rates, and ROI. Run BRRRR scenarios, evaluate fix-and-flip profits, and compare multi-family investments. Make data-driven decisions on every property.
FOR HOMEOWNERS
Should you refinance? How much equity do you have? What will you net when you sell? Get clear answers to the questions that matter most for your biggest asset.
BUYING A HOME (10 Calculators)
Mortgage Payment: Monthly P&I, taxes, insurance, PMI, and HOA
Affordability: What you can afford based on income and debts
Down Payment Savings: Plan your savings timeline
Closing Costs: Estimate buyer costs before making an offer
PMI Calculator: See when PMI drops and how much you save
Loan Comparison: Compare up to 3 loans side by side
Mortgage Points: Should you buy discount points?
ARM vs Fixed: Compare adjustable and fixed rates
Amortization Schedule: Payment breakdown over time
DTI Calculator: Check if you qualify
COMPARE OPTIONS (6 Calculators)
Refinance: Calculate break-even and total savings
Rent vs Own: Detailed renting versus owning comparison
Rent vs Buy: How long before buying pays off?
Cash vs Mortgage: Pay cash or invest the difference?
Early Payoff: Extra payment savings calculator
Biweekly Payment: Save thousands paying every two weeks
REAL ESTATE INVESTING (9 Calculators)
ROI Investment: Cash-on-cash and cap rate analysis
BRRRR Calculator: Buy, Rehab, Rent, Refinance, Repeat
Fix & Flip: House flipping profit calculator
Short-Term Rental: Airbnb/VRBO income analysis
Wholesale Deal: Assignment fee calculator
Multi-Family: 2-4 unit property analysis
Commercial Property: 5+ unit analysis
Land Development: Subdivision feasibility
1031 Exchange: Tax-deferred exchange planning
HOME EQUITY & SELLING (5 Calculators)
Home Equity: Your current equity position
HELOC Payment: Plan draws and repayment
Net Sales: Proceeds after selling
Capital Gains Tax: Tax estimates when selling
Moving Cost: Budget for your move
UTILITIES (3 Calculators)
Roommate Split: Fair cost splitting
Land Contract: Seller financing analysis
Maintenance Budget: Plan for home expenses
WHY BETTER HOME CALCULATORS?
✓ Instant Results — No waiting, no spreadsheets
✓ Visual Charts — See payment breakdowns at a glance
✓ Save Your Work — Pick up right where you left off
✓ Professional Formulas — Industry-standard calculations
✓ Private by design — calculator inputs stay on your device
✓ Works Offline — Calculate anywhere, anytime
✓ iPhone + iPad — Optimized for both devices
✓ Dark Mode — Easy on the eyes
Real estate is the biggest financial decision most people make. Don't wing it.
Follow development as Better Home Calculators moves toward clearer home-planning math.
Need help with Better Home Calculators?
We're here to help. Check our FAQ for common questions or contact our support team directly.
Related products
Continue with the Better suite
Apps that complement this one — same privacy-first standards.
In development
Follow progress for Better Home Calculators or join the launch list.
Get notified when Better Home Calculators launches.
Be the first to know when Better Home Calculators is available.